I am discovering more and more as I get out and meet more prospective clients that many do not tend to their personal financial situations with much frequency or urgency. I find this odd due to the fact that besides you personal health and ones family, ones personal financial well being should be a top priority. I have also observed that one believes once they are employed and set up a 401k style retirement account that all their planning is complete. I guess because everyone else in the office or company " is doing it", it must be good is the mind set of so many. This approach is a micro (small view, narrow view with very little flexibility). This approach is dangerous and can be toxic to your overall goals and ambitions in life. Take a look at so many of our parents and loved ones who are in their 60's and 70's who followed this conventional model of planning. Ask them or ask yourself are they all set? Did they optimize all aspects of their financial world? Is all that they worked hard for protected from financial threats like inflation, market volatility, taxes, death, disability, lawsuit, longevity, property loss, divorce, etc? Has arrogance or procrastination hindered their ability to maximize their financial world. Has misinformation caused delays in their wealth building process?
From asking many of my prospective clients I have found most are not happy with the traditional financial planning model of Set It and Forget or Do It Yourself Planning.The problem seems to be they feel like there is no other alternative or are fearful to ask for help from a financial professional who may talk about things that do not make sense to them.
So I am here to express that there is another way. There is a way to learn about good constructive financial principles that can help build your financial awareness. There is a method to learn about and understand your own personal finances and feel confident around all your financial decisions. There is a way to protect the good work you may have already done, safely add and build lasting wealth. This is your opportunity to create something positive which can lead you to a better more comfortable life.Take the time to seek a financial coach whom you can build a trusting relationship, and who can help you move toward a financial future with more certainty than luck.
The Financial Coach,
Vincent Lanzante
